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Why purchase travel insurance?

There are risks to every journey, but with travel insurance, you can save yourself from all the worries. Chico Cover provides simple & effective travel insurance plans to meet the needs of U.S. travelers.

Medical Emergencies

Get the care you need anywhere without worrying about high costs. Chico Cover offers comprehensive travel insurance with medical coverage for international and domestic trips.

Lost or Delayed Baggage

Recover the money you spent on your valuables, helping you buy essential items and continue your trip smoothly with our lost bags coverage.

Travel Delays

Flight cancellations, missed connections, and severe weather can cause delays and additional expenses. Get higher limits on missed flight connections and trip delays with Chico Cover.

Theft or Loss of Valuables

Pickpocketing or theft incidents can lead to the loss of important documents, cash, or valuable possessions. Our travel insurance ensures you are protected from unexpected expenses.

Trip Cancellations

Recover non-refundable expenses and book a new adventure when your trip gets canceled. Discover Chico Cover's single-trip and multi-trip cancellation insurance.

Emergency Assistance

Being in an unfamiliar place during an emergency can be overwhelming. Get the help you need wherever you are, with our 24/7 emergency assistance.

24/7

Emergency Assistance

Get the help you need wherever you are, 24/7. Perfect for businesses, families, eco-travelers, and anyone exploring the world.

Higher Limits

All at Competitive Prices

Comprehensive travel insurance plans offer higher limits on missed connections, lost bags, and trip delays.

A+

Rated by AM Best

Our coverages are underwritten by Zurich American Insurance Company, rated A+ by AM Best.

 

The Chico Cover Price Promise

Prices for travel insurance policies are regulated by the state. We are underwritten by Zurich American and using the info you provide, we can find the best state-approved rates for you.

This means you won't find a lower price for the same plan elsewhere.

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About Us

ChicoCover was founded with a vision to revolutionize travel insurance. Inspired by Chico, our beloved Chihuahua, we partnered with insurance professionals boasting over 100 years of combined experience to create a brand built on trust, innovation, and exceptional service.

Our comprehensive non-medical coverage includes higher limits on missed connections, lost bags, and trip delays, all at competitive prices. Underwritten by Zurich American Insurance Company, rated A+ by A.M. Best, you can trust ChicoCover to provide top-quality protection and reliability.

Choose ChicoCover for your travel insurance needs and experience unparalleled service, comprehensive coverage, and unbeatable value. Explore the world with peace of mind, knowing we’ve got you covered.

Frequently Asked Questions

What is the difference between Travel Assistance and Travel Insurance?

Travel Assistance provides immediate support and services during your trip, such as emergency assistance and lost document assistance. Travel Insurance, on the other hand, offers financial coverage for risks like trip cancellations, medical emergencies, and lost baggage.

What are the requirements to purchase a Chico Cover Travel Insurance plan?

To purchase a ChicoCover Travel Insurance plan, simply provide the following information when booking via our website:

  • Personal information for all travelers, including dates of birth.
  • Permanent U.S. address for all travelers*.
  • Trip details, including travel dates, destination, and total trip costs.

*Please note that ChicoCover Travel Insurance is available to U.S. residents with travel itineraries to and from the United States.

When should I purchase my ChicoCover Travel Insurance policy?

It is recommended to buy the policy as soon as you make your initial trip deposit. Some plans offer coverage for pre-existing medical conditions if purchased within 14 days of the initial payment*. You don't need to have paid for the trip in full, but providing your estimated trip cost or current deposit payment amount ensures an accurate quote.

*Certain conditions and requirements may apply.

Does ChicoCover Insurance cover pre-existing medical conditions?

Certain ChicoCover Insurance policies offer coverage for pre-existing conditions if the plan is purchased within 14 days of the initial deposit, and other requirements are met. The look-back period may vary from 90 to 180 days, depending on the specific ChicoCover plan purchased. Please refer to your plan's Description of Coverage or Policy for detailed information under the Pre-Existing Condition definition and review the General Exclusions section for further details.

Are pregnant persons eligible for coverage?

Indeed, pregnant persons are eligible for coverage under ChicoCover Insurance. However, it's important to note that losses resulting from normal pregnancy or childbirth are excluded. Unforeseen complications that occur during a covered trip may be covered if the insured requires hospitalization. For more detailed information regarding your travel insurance questions, please consult your plan's Description of Coverage.

How to file a claim?

In order to file a claim, you must contact:

Claims Department Zurich American Insurance Company
P.O. Box 968019, Schaumburg, IL 60196-8019
Telephone: 1-833-515-3322
claims@zurichtravelassist.com

For more details, click here https://chicocover.com/claims